Your next car isn’t a monthly payment. It’s three years of your freedom.
Freedom Forecast works out the exact age your investments can pay for your life. Then it shows you what every purchase does to that date, in months you would spend working instead of free.
- iPhone and iPad, iOS 17 or later
- Works in any currency
- No account, no sign up
- Fully offline
- Pay once, no subscription
Three minutes. One date that changes how you spend.
Tell it your numbers
Your age, what you already have invested, your pay and the realistic ceiling for your line of work, what you invest and spend each month, and the life you want to fund.
Get your freedom age
The exact age your investments can pay for that life forever, in years and months, with the calendar year you get there and a chart of how the money builds.
Price everything in time
Add a car, a subscription, a holiday. See what it truly costs, what the money could have become, and how many months it pushes your freedom back.
What would it become if you invested it instead?
Move the sliders. The money goes in on the same schedule you would have paid it, month by month and never as a lump sum, exactly like the app.
$450 invested month by month for 48 payments (never as a lump sum), then left to grow untouched for the remaining 16 years.
The app goes one step further. With your own numbers, it tells you how many months of freedom this purchase costs you.
Illustrative estimates at 2%, 7% and 10% a year, compounding monthly. Not financial advice.
Not a price tag. A date.
A price tag says a Porsche costs $86,400 over six years. Freedom Forecast tells you what that means for your life: it delays your financial independence by three years.
“It’s only $1,200 a month.” Six years of it is three extra years at work.
It works for anything. A phone plan with no end date, a streaming subscription, a holiday paid in cash. Extra income works in reverse and pulls your date closer.
Then share it. One tap turns any result into a card made for Instagram, WhatsApp or the group chat, because some numbers are too good to keep to yourself.
Example: a 32-year-old with $25,000 invested, adding $800 a month toward a $2,000 a month life, at realistic 7% returns. Numbers calculated by the app’s own model.
The price tag only tells you half the story.
Same car lease, two ways of looking at it.
- Feels affordable next to your salary
- Stops when the lease ends, so it feels temporary
- Says nothing about what else that money could do
- $21,600 paid over four years
- $75,896 if invested instead, after 20 years
- 11 months added to your working life, on the example numbers above
Same car. Now you can actually decide.
Everything you need to see it clearly. Nothing you don’t.
Your exact freedom age
In years and months, with the calendar year you get there.
Pay rises built in
Your salary climbs toward the ceiling for your line of work, and part of every raise gets invested.
Three scenarios
Pessimistic, realistic and optimistic returns. You set every rate yourself.
Monthly or all at once
A lease, a subscription, or a laptop paid in cash. Both are handled honestly.
Freedom impact
Every purchase shows how many months it moves your freedom date.
Share cards
Turn any result into an image made for Instagram, WhatsApp or a group chat.
Any currency
Follows your phone automatically, or pick any of about 150 currencies in Settings.
Compounding you can see
A chart splits your money into what you paid in and what the market added.
Hand it to a fifteen-year-old.
Compound interest is abstract in a classroom. It stops being abstract the moment a teenager prices their own phone contract, their own games console, or the wages from their first Saturday job in years of freedom.
Let them build one inquiry. In about five minutes they meet opportunity cost, compounding, the difference between a price and a cost, and why starting early beats earning more later. All of it with numbers that belong to them, which is the only reason any of it sticks.
A $500 console bought at fifteen could have been about $4,035 by forty-five. That lands differently when it’s their console.
7% a year, compounding monthly. Illustrative, not a promise of future returns.
Your money is nobody’s business but yours.
Your salary, your savings, your plans. Freedom Forecast keeps all of it on your iPhone, and there is no server for it to go to.
Find out when work becomes optional.
One number to aim for, and a clear view of what every purchase does to it.
Download on theApp StorePay once · No subscription, no in-app purchases, no ads · iPhone and iPad